If you are employed in Kentucky, it is your right to know what type of benefits you may receive due to your employment. In addition to things like health insurance or paid holiday and vacation days, you may be entitled to some benefits if you ever become injured on the job or develop a work-related illness or condition. These benefits are called workers’ compensation and may include financial compensation for lost wages, medical care and more.
According to the Kentucky Department of Workers’ Compensation, most employed persons in the state may be eligible for these benefits but not all. Among those who may not be covered by the state workers’ compensation program are employees of federal organizations who have coverage via a federal program. People who work in the agriculture industry are not covered by the state program. Some people providing services as a domestic employee or who work for some religious organizations may also not be eligible for state workers’ compensation benefits.
The state program does provide coverage to people who work for county, state or municipal entities. Volunteer firefighters, trade service workers and newspaper delivery personnel are also provided coverage. Even people who are employed by businesses illegally may be able to receive workers’ compensation benefits if their employer meets the eligibility requirements.
If you would like to learn more about coverage for workers’ compensation benefits and how to identify eligibility if benefits are needed, please feel free to visit the injured employee assistance page of our Kentucky workers’ compensation website.